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Acca Insurance Offers

Last updated: Jun 16, 2026

Accumulator betting has seen its popularity grow in recent years. Acca insurance is an essential feature for punters who regularly place Accas. It’s a promotion that refunds your initial stake when just one out of your 4, 5, or 6 picks is lost.

Many bookmakers are offering it, so, natural...

Accumulator betting has seen its popularity grow in recent years. Acca insurance is an essential feature for punters who regularly place Accas. It’s a promotion that refunds your initial stake when just one out of your 4, 5, or 6 picks is lost.

Many bookmakers are offering it, so, naturally, it comes in different shapes and sizes. We will analyze these offers in detail. When you finish reading, you will know how to use them and how to recognize the best Acca insurance offers.

Panos Kotsimpos Jan 22, 2021

Best Daily Accumulator Insurance Offers

A growing number of the biggest bookmakers are offering Acca insurance on your multi-bets. And since you do want to grab the best ones out there, we check them daily and present them to you, fast and easy.

1

Logo of Donbet

7.5

Bet on UEFA Champions League Games & Get Up to £/€1000 Cashback

£/€20+ on 4+ CL fixtures @ 1.40+ per leg

Up to £/€1000; live + pre-match accepted

1 losing leg = 100% stake refunded as cash
T&Cs apply

2

Logo of Everygame

7.5

Place a Parlay and Get 20 x $50 Free Bets

4+ selection parlays @ 4.00+ qualify

20× $50 Free Bets in total

1 losing leg unlocks Free Bet
8× rollover @ 1.50+

3

Logo of Jack

7.5

Place an ACCA Bet and Get a €100 Insurance

4+ selection accas qualify

1 losing leg → 10% stake refund as Free Bet

Min odds 1.40 per leg
Max €100; T&Cs apply

What is ACCA Insurance

Players love a multi-bet because of a potentially big return from a small stake. Placing a bet with accumulator insurance rewards your inspiration. Instead of losing all...

Players love a multi-bet because of a potentially big return from a small stake. Placing a bet with accumulator insurance rewards your inspiration. Instead of losing all of your money when one of your picks goes astray, you get your stake back. This will generally come in the form of a free bet.

In very few exceptional cases, though, you may even get your stake back in cash as Betfair does. A simple example: you back 5 teams, placing a €/£10 stake. Four of them do win, but your fifth pick draws or loses. You would lose your whole bet if you didn't use the Acca insurance with it.

Yet, if you did opt for it, you would get your €/£10 initial stake back to give it another go. Quite simple and straightforward, to be honest, and an answer on how to bet without money.

How does Acca Insurance work

The main idea is to make it up for the one selection that could let down a high-winning multi-bet. Therefore, players get a refund when one selection loses. Naturally, th...

The main idea is to make it up for the one selection that could let down a high-winning multi-bet. Therefore, players get a refund when one selection loses. Naturally, there’s a max amount to it, around €/£25, in the form of a free bet.

So, let’s say an offer states that the refund is up to €/£25, and you placed a €/£30 accumulator bet. If one leg lets you down, you shall receive the €/£25 maximum. There are also different terms and conditions, which we will shortly analyze, but their essence remains the same.

Read, pick, wait. Read each bookie’s T&Cs, make your picks, add them up, and wait for the results. Nothing too complicated.

Sports selection

Initially, it came out as a football accumulator feature, indeed. However, it’s now expanding to other sports as well, like basketball and tennis. A...

Initially, it came out as a football accumulator feature, indeed. However, it’s now expanding to other sports as well, like basketball and tennis. A good offer should not limit you only to football. For example, Mostbet provides insurance on an excellent range of sports.

Available markets

That depends on what each player is looking for. More options, though, are always better. Apart from the typical ‘match result’ and ‘exact score...

That depends on what each player is looking for. More options, though, are always better. Apart from the typical ‘match result’ and ‘exact score’ markets, in some cases, you can insure your multibet even if you pick BTTS or the total number of goals in your betslip, as with Powbet, for example.

Free bet expiry date

Almost all bookies offer a freebet bonus when using Acca insurance. And in most cases, they come with a seven-day lifespan. Some bookies don’t clari...

Almost all bookies offer a freebet bonus when using Acca insurance. And in most cases, they come with a seven-day lifespan. Some bookies don’t clarify this, while others, like 22bet, will give you a 7-day frame to use it. Always read the T&Cs or even contact customer care.

Minimum Selections

Most bookies require 5 selections to qualify for insurance. Less is better in this case, as with 31bet, who will ask for 4 minimum selections. Keep yo...

Most bookies require 5 selections to qualify for insurance. Less is better in this case, as with 31bet, who will ask for 4 minimum selections. Keep your eye on T&Cs, as bookies might be changing the minimum number of accepted selections to their discretion.

Minimum odds

Yet another important detail here is to calculate the minimum odds of your Acca as a whole. For instance, a bookmaker might require a 5-fold with 1.30...

Yet another important detail here is to calculate the minimum odds of your Acca as a whole. For instance, a bookmaker might require a 5-fold with 1.30 odds to qualify for insurance. This means your Acca’s total minimum odds would rise to 3.71 (1.3 X 5times) total odds. The choice is yours; just remember there’s a difference between each leg’s odds and the total odds of your accumulator.

Max refund

It’s common for bookies to cap the refunded stake. Fair enough, we’d say, you’re still getting back something out of a ‘lost’ bet. Usually,...

It’s common for bookies to cap the refunded stake. Fair enough, we’d say, you’re still getting back something out of a ‘lost’ bet. Usually, this amount is €/£10, but always keep an eye open. Betfair sets no cap, and Vbet will refund you up to €/£50.

Insurance offered on pre-match and/or on in-play selections

Here too, most bookmakers don’t really specify it. Only a few bookies are the ones clearly stating they’ll gladly accept in-play multi-bets, whi...

Here too, most bookmakers don’t really specify it. Only a few bookies are the ones clearly stating they’ll gladly accept in-play multi-bets, while others will only provide insurance on pre-match bets.

Difference between Acca Insurance and boost

Many players confuse the two terms; however, they’re pretty different. So, after seeing what Acca insurance is, let’s briefly refer to the Acca bonu...

Many players confuse the two terms; however, they’re pretty different. So, after seeing what Acca insurance is, let’s briefly refer to the Acca bonus offers. These also apply to accumulator bets, however, they have one very distinctive difference.

All your selections must go through, and if they do, you get a reward in the form of a free bet or cash. So, we hope that clarifies things quite a bit and should help you avoid confusion.

How to spot a good Acca Insurance Offer

No matter how often you use accumulator betting, you will find out that Acca insurance can save you loads at the end of the season. It’s free to...

No matter how often you use accumulator betting, you will find out that Acca insurance can save you loads at the end of the season. It’s free to use, requires nothing but a betting account, and it’s definitely more than just a pat on the back.

However, you have to weigh all the elements to clarify what a good offer is. A quick example to sum up: 5 minimum picks on the sport of your choice, total odds of no more than 5.00 (4/1). Available both pre-match and in-play, with a minimum 7-day bonus life span. That's an offer to go for. 

On the other hand, a minimum six-picks offer, only on football, with odds @8.00 (7/1) or higher, with just 4 days to use your free bet, is a relatively poor one. We will be posting the best ones daily, so come by whenever you feel like it.

Frequently Asked Questions

What’s an accurate Acca Insurance definition?

It's a betting promotion that offers players their stake back (usually a free bet) if just one leg of an accumulator bet loses. Bookies have different terms and conditions.

Within how many days must I use my freebet?

Ranging from 3 days and up to 2 weeks or even more, free bets from Acca insurance should come with a lifespan of at least 7 days in order to be able to use it on weekend matches (considering most games are available then).

Is Acca insurance available on other sports besides football?

Besides being vastly popular with football betting, as most bookies clarify, more markets, like the NBA and the NFL are being added. Tennis is also among the sports that qualify for this feature.

If I lose two legs out of a 6-fold, will Acca insurance still apply?

The insurance feature is built on protecting your accumulator against one lost leg. Hence, two legs lost, will automatically mean you won’t be getting your stake back.

How do I get my stake back with Accumulator insurance?

In the vast majority of cases, it will be in the form of a free bet, available for a certain amount of days. In some instances, like with Mostbet, you get it in cash, which is great.

Can I use Acca insurance on Premier League matches?

British bookies were the first to introduce these offers, so it comes naturally that the Premier League is one of the most popular leagues to be found for Acca insurance offers.

At which markets can I get Acca insurance on?

It all comes down to what each bookmaker has on offer, however, the most common markets are match result and both teams to score, either pre-match or/and live.

Is Acca insurance and bonus the same thing?

No, because in Acca bonus, an accumulator bet gets an extra boost if all your picks go through. Whereas with Acca Insurance, you get your stake back if you lose just one leg of your accumulator bet.

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