International Betting Sites That Accept M-Pesa

If you are a Kenyan bettor, you have probably already used or at least heard of M-Pesa. Founded in 2007 by Safaricom (a subsidiary of Vodafone), it has since become the most widely used mobile payment method in Kenya and on the African continent. It has an immense impact on the Kenyan economy as almost half of the country’s GDP was processed via M-Pesa.

As the most popular payment service in Kenya, it has paired up with some of the most reputable bookmakers. In our detailed guide, you will be able to gain insight into all M-Pesa aspects:

ᐉ A detailed description of using M-Pesa and depositing to your preferred bookmaker
ᐉ An up-to-date (2025) list of M-Pesa bookmakers
ᐉ All the advantages and disadvantages of M-Pesa betting sites

Carla Naude Sep 18, 2020

Which Are The Best M-Pesa Betting Sites?

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Tested And Approved M-Pesa Betting Sites

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Pros Of An M-Pesa Betting Site

Betting with M-Pesa has revolutionized the way players deposit to bookmakers. Among the advantages of using that payment are convenience, reliability, and the massive availability. However, the most significant benefits are the following:

✔ Banking services without an account or credit card: Bettors can deposit and withdraw to a Safaricom betting site without resorting to a banking institution. This means that they can avoid all the hassle of creating a bank account.

✔ Available in a vast network of retailers: More than 400.000 agents operate throughout Africa and process payments.

✔ Eligible for Welcome offers: There are no restrictions regarding the Welcome Bonus. If you deposit to an M-Pesa betting site, you can claim sign up promos.

✔ Ease of use: A visit to a retailer is enough for payments to go through. You can also connect M-Pesa to your account in Payeer betting sites and make transactions.

✔ Handy mobile app: A fast and convenient application lets you check your balance on the go.

Cons of M-Pesa Sports Betting Sites

❌ Low limits for deposits: Even after the recent amendments, the maximum daily amount transaction limit stands at 150.000 KES. That is considered relatively small for high rollers.

❌ Transaction fees: Payments are subject to certain charges, and that can be high if you use M-Pesa daily.

❌ Not so popular in bookmakers: Since this payment option operates mainly in Kenya, there is a lack of Mpesa bookmakers, especially international ones..

❌ Vulnerable to scams: Several members have fallen to scams, such as receiving calls or text messages that someone has mistakenly sent them money and asking for a refund.

Now that we have taken a look at all pros and cons and how to bet on M-Pesa sports betting sites it is also crucial to learn why it is safe and legal to deposit with it. Also, we will see in which countries the payment operates and if there are any good alternatives.

M-Pesa fees for deposits and withdrawals

Transactions with M-Pesa above a certain amount are subject to fees. However, they are pretty low if you consider other payment methods. The amount of M-Pesa rates fluctuates with the sum of funds. Topping up your account is always free, withdrawal fees start at 10 KES for payouts above 50 KES.

Transfer money to unregistered users will cost you 45 KES for 101 KES - 500 KES, and to registered users, the charges start at 1001 KES. Mpesa withdrawal charges start at 100 KES with 34 KES.

Established in Kenya, the country still acts as the primary market for M-Pesa. More than half of the country's citizens use it for every kind of payment. However, it has recently expanded to other African countries.

A total of 37 million people are active users of the service, and the company is looking to launch to other continents as well. Below you can take a look at some of the African countries where M-Pesa is popular for betting transactions.

OUR VERDICT

Is betting with M-Pesa worth it

Last updated: Jun 16, 2026

With a dominant presence in the Kenyan market, more bookmakers consider including M-Pesa as a banking option. It is the most convenient option for bettors in Kenya with wide merchant availability and instant transactions.

However, there is still a significant absence of M-Pesa bookmakers. Only a handful offer it as a payment method, a very limiting factor to the player. On top of that, there are frequent reports of scams related to M-Pesa, making someone concerned about his funds' safety.

To sum up, until M-Pesa gets a broader availability to operators and improves security, bettors in Kenya better use a wallet such as Skrill or Neteller.

Frequently Asked Questions

How does M-Pesa work?

It links your mobile number to a mobile money account, allowing you to top up your account by visiting one of the 400.000 retailers.

What is the 1xBet Paybill number?

The 1xBet Paybill number is 290011. You can use it in the M-Pesa app to complete a payment to the operator and start betting.

Which are the countries that use M-Pesa?

Currently, it operates in 7 countries: Kenya, the Democratic Republic of Congo, Egypt, Ghana, Lesotho, South Africa, Ethiopia, Mozambique and Tanzania. It also plans to expand operations to more countries in the following years.

How do I deposit money into M-Pesa?

The process requires you to visit an authorized agent, tell him the amount you want to deposit and pay the agent in cash. You will receive an SMS as soon the transaction is completed.

Can I transfer money from PayPal to M-Pesa?

Yes, you can link both accounts and transfer money to each one. The process can take from 2 hours to 3 business days. All you need to know is 800088 as the Paybill number, to fill out on the M-Pesa form.

How to reverse M-Pesa transactions?

It is possible to do it. However, it is not guaranteed that the payment will be canceled. You can call the M-Pesa call center on 234, and they will request the agent to cancel the transaction. This can take 24-48 hours.